The overall mission of the OTM is to provide its clients with an independent and objective view of their financial condition and results of operations while maximizing the transparency and reliability of financial information provided to investors, creditors and other stakeholders for their use in making timely investment and business decisions.
Keeping money or saving is the process of putting cold, hard cash aside and parking it in extremely safe, and liquid (meaning they can be sold or accessed in a very short amount of time, at most a few days) securities or accounts. This can include FDIC insured checking accounts, savings accounts, short-term certificates of deposit, or United States Treasury Bills. It can even include FDIC insured money market accounts (but not money market funds, which are not insured). The highest goal for these funds should be to keep pace with inflation.